Respect, Listen, and Stay Balanced – Fairway’s Core Value #7

Respect, Listen, and Stay Balanced – Fairway’s Core Value #7

Respect, Listen, and Stay Balanced that is the “modus operandi” for Fairway Independent Mortgage Corporation. These three actions are important individually. Moreover, they are even more important when the sum of all three are used together when engaged with a client, a co-worker, or handling a difficult situation. Respect, listen, and stay balanced is the magic formula at Fairway Independent Mortgage Corporation for taking care of both people and challenges that may arise in the course of business.

Respect, it is the essential ingredient for having and nurturing a great relationship. Great relationships are what Fairway Independent Mortgage Corporation seeks with its’ clients, employees, and coworkers. This first part of our core value it is easy to see it’s value.

Listen, as the old saying tells us, there is a reason God gave us to ears and only one mouth. He was stressing the importance of being a good listener. We make sure that we listen in detail to our clients needs in order to deliver them the best option for their mortgage needs. Being a good listener again the value is self-evident as to why it is part of Core Value Number Seven.

On the other hand, what does “Stay Balanced” mean exactly, and how does it fit into this core value at Fairway Independent Mortgage Corporation? It means to stay calm and keep a cool head during difficult situations. By staying balanced and not having knee-jerk reactions you will make better decisions when facing adversity.

I mentioned earlier the importance of the using each of these items together when handling challenges. I’d like to demonstrate this importance to a real-life scenario that happened at Fairway Independent Mortgage Corporation where we used Core Value Number Seven – Respect, Listen, and Stay Balanced

When hurricanes Harvey, Irma, and Jose hit Fairway Independent Mortgage Corporation had hundreds of millions of dollars of loans on properties in the affected areas. Before an assessment of the property damage was initiated Fairway Independent Mortgage Corporation had respect for their employees and people that were affected by the storms.

They listened to their needs and responded to making sure they were taken care of first and foremost. The loans and potential problems and losses could wait.

The Executive Team stayed balanced taking care of their most important assets first – their employees and clients affected by the hurricanes before moving on to accounting for any damage properties for which they held the mortgage.

Even in handling the assessment of the damaged properties the Executive Team stayed balanced and came up with a plan to make sure all properties with mortgages they held were quickly accounted for in order to focus efforts on only those that had been damaged.

Thus, there is a real-life example when facing the adversity of dealing not with only one but, three natural disasters the importance of Core Value Number Seven – Respect, Listen and Stay Balanced.

Cary Michael Cox


Jose Altuve – 2017 American League MVP

Jose Altuve – 2017 American League MVP

Jose Altuve of the Houston Astros is living proof that big things do come in small packages. He stands only 5’6″ but plays like a giant on the baseball diamond. He has been a mainstay on the Houston Astros for seven years now. He and one of Houston’s other Al-Star players Carlos Correa form the best Double-Play combo in all of Major League Baseball.

It’s been a magical year for both Jose Altuve and the Houston Astros. The Astros won three consecutive elimination games against the most-storied programs in baseball history. They beat the Boston Red Sox in Game Three to win the Division Championship. Then they beat the New York Yankees in Game Seven to win the League Series Championship. Finally, they beat the Los Angeles Dodgers on the road in Game Seven to win the World Series. It was the Houston Astros first ever championship.

Jose Altuve from day one of Spring Training to the final out on that early November night in Los Angeles was a huge part of the Houston Astros success in becoming World Series Champions. He said, “When I got to that first Spring Training day, it felt different, I knew this was going to be our year to win the World Series.”

He did his part to make sure those words came true. He had league leading .346 batting average. He stole 32 bases. He had 24 home runs and 81 runs batted in, along with 204 hits. Moreover, he stayed on fire during the playoffs. In those seventeen games he hit for a .310 batting average and that was against the best pitchers n baseball. He also had 7 home runs, 14 runs batted in, 2 stolen bases, and scored 14 runs.

Jose Altuve was justly rewarded yesterday, by winning in a landslide victory, being named the 2017 American League Most Valuable Player!

Yes the shortest man in baseball, who came from Venezuela, and was cut from his first major league tryout – the man that put the City of Houston, ravaged by Hurricane Harvey, on his back and carried them to a World Series Championship. He has earned what the fans kept chanting during the playoffs – MVP! MVP!

Congratulations Jose Altuve! You have forever endured yourself with the heart of Houston.

Cary Michael Cox

21 Foot Rule – Why Conceal-Carry Can Be a False Sense of Security

21 Foot Rule – Why Conceal-Carry Can Be a False Sense of Security

The 21 Foot Rule is something that we have studied extensively in Krav-Maga. This rule says that if an attacker with an edged weapon is within twenty-one feet of you, that you will not have time to draw your firearm before they can stab you. We have simulated this thousands of times when training in Krav-Maga. Every instance that we have an attacker within 21 feet or less of the person with a holstered weapon – the attacker can reach and stab the person before they can draw their firearm and get it on target.

On the other hand, it seems that those with a concealed-handgun license have never heard of it, much less studied it. And that my friends is a very dangerous situation. Moreover, the lack of understanding the 21 Foot Rule can create a false-sense of security for those with a concealed-handgun license when facing an attacker with an edged weapon. Particularly when the attacker with the edged weapon, typically a knife, or machete is within a 21 foot radius of them.

Here is the background on how the rule was formulated and the timing involved courtesy of

The 21-Foot Rule was formulated by timing subjects beginning their headlong run from a dead stop on a flat surface offering good traction and officers standing stationary on the same plane, sidearm holstered and snapped in. The FSRC has extensively measured action and reaction times under these same conditions. Among other things, the Center has documented the time it takes officers to make 20 different actions that are common in deadly force encounters. Here are some of the relevant findings that the FSRC applied in reevaluating the 21-Foot Rule.

Once he perceives a signal to do so, the AVERAGE officer requires 1.5 seconds to draw from a snapped Level II holster and fire one unsighted round at center mass. Meanwhile, the AVERAGE suspect with an edged weapon raised in the traditional “ice-pick” position can go from a dead stop to level, unobstructed surface offering good traction in 1.5-1.7 seconds.

The above doesn’t even account for the time it takes the person with the gun to realize or visualize the attacker which even if milliseconds gives the advantage even more so to the attacker. This is the essence of the 21 Foot Rule.

The burden of proof is overwhelming that those carrying a concealed handgun are in a definite if not fatal disadvantage against an attacker with an edged-weapon if they are within 21 feet of them.

The moral of the story here is not to be lulled into a false-sense of security that if you are carrying a concealed handgun that you have the upper-hand against an attacker with an edged-weapon – at least if they are within 21 feet of you and you haven’t drawn your weapon.

Cary Michael Cox

Seek Wise Counsel – Fairway’s Core Value #6

Seek Wise Counsel – Fairway’s Core Value #6

Seeking wise counsel has been a concept since recorded time. Even Solomon, the wisest man that ever lived, recognized that he needed wise & Godly counsel. As it says in the Book of Proverbs in the Bible, “Plans go wrong for lack of advice, many counselors bring success.” (Chapter 15 Verse 22). Later Solomon also said, With many counselors there is safety.” (Chapter 11 Verse 14). Furthermore, King David said in Psalms, “Your decrees please me, they give me wise advise.” (Chapter 119 Verse 24). Like two of the wisest and most Godly men ever, You’ll do yourself a wonderful service if you always seek wise counsel.

Fairway Independent Mortgage Corporation realizes that for both itself and it’s clients that it is imperative to always seek wise counsel. No matter how large we grow and how much we learn or experience we have, from time to time we will need to seek wise counsel. We take that to heart as we know it is imperative to best serve our clients and employees. Like it says in Proverbs, “A wise man will hear and increase in learning, and a man of understanding will acquire wise counsel.” (Chapter 1, Verse 5).

There are times in our lives and in business when even though we may have a good idea about something, we don’t have the answer. That is the time to find someone that is the expert in the area to help you make a decision.

That’s what we do at Fairway Independent Mortgage Corporation whether it comes to compliance, legal matters, marketing, lead generation, and more we consult with the best in each instance. We want to make sure that we are performing and doing the best for both our borrowers, partners in business, and employees.

You can be rest assured if there is any question on what to do and we are not one-hundred percent sure – we will seek wise counsel.

Cary Michael Cox

Astros Win The World Series For Houston!

Astros Win The World Series For Houston!

The Houston Astros won the World Series and the hearts of Houstonians. Like any championship series in sports the Houston Astros and the Los Angles Dodgers were evenly matched. The Los Angles Dodgers of the National League finished the regular season with a league-leading one-hundred and three games won. On the other hCArand, the Houston Astros had won one-hundred and one games themselves.

Los Angeles had made it through the playoffs not even challenged. Houston though faced an elimination game in bot the Division-Series Championship, and again in the League Series Championship. Moreover, Houston had beaten the most two-storied franchises in the American League – the Boston Red Sox and the New York Yankees.

So if both team were evenly matched  what propelled Houston to victory? Simply they had something more inside to play for than the Dodgers. Remember the City of Houston had been recently struck by the worst and most costly natural-disaster in the history of the United States.

We’ve seen it happen over and over in the world of sports. A city is devastated by a tragedy and one of their sports teams goes on to win the title. They have a special purpose that the other team fortunately didn’t have to endure.

After September 11th 2001 it was the New York Yankees that went on to win the World Series. Then in August of 2005 Hurricane Katrina destroyed the city of New Orleans. That same year the New Orleans Saints go on to win their first ever Super Bowl. Finally, in April of 2013 there is a terrorist-bombing during the Boston Marathon. That year the Boston Red Sox win their first World Series Title in 2013 not having won it since 1918.

Now it was Houston’s turn! The Astros put the city on their back when they needed the most. They won three elimination games against the biggest names in baseball: New York, Boston, and Los Angeles. And on a beautiful November night in Los Angeles the Astros brought a World Series Championship to Houston!

Cary Michael Cox